by Anuradha Bakshi | Oct 7, 2006 | Uncategorized
Five years ago, when I first heard of the local money lender and his alarming interest rate of 120%, I could have never imagined that the day would dawn when I found him almost ‘likeable’.
I have often held that my years discovering the India of urban slums has been a huge lesson in life, where many of my set ideas were not only questioned but sometimes even reversed.
My first encounter with our moneylender’s ways was when I realised that he not only lent at 120%, but sent his goons to collect his monthly pound of flesh on each payday without fail. I was appalled and set out explaining to people that this was illegal and that there were institutions that lent money at sensible rates. Of course at that time I did not realise that poor slum people could never walk into a bank, let alone apply for anything.
The years went by and so did the moneylender and his ways. I often heard about his having given the few paltry rupees in the dead of night when someone’s misguided child had been taken by the cops, or his having disbursed the needed money to buy eats for a visiting marriage party.
Whenever we could, we used to help people in need, but never had sufficient funds to do so on a sustained basis. I often wondered why this seemingly absurd system did not stop and kept thinking of alternatives.
Last month one of my team members told me he had applied for a loan from a known bank and the interest rate was 2%. seemed fair to me who does not have a head for financial affairs. After much form filling, telephone checking and too’s and fro’s, he was given 25 K or so for a 30 K loan.
I then ventured to ask Amit to find out what all this actually meant. To cut a matter short, our colleague who is barely literate had signed on a paper that would make him pay almost 55 K for his 30 K amount, and for an insurance policy of 3 K per year, something he had not wanted. The financing in the name of a leading bank was one of those agarwal sweet kind of things where leading companies give their name to middle men.
It was another transition from feudal lord to babulord. From human money lender to institutionalised money lender. I did start by saying that to me the former seemed more likeable. Well let me tell you why. Our local money l;ender at his astronomical lending rate hounds you mercilessly for year one, then a little less harshly in year 2, and normally lets people go in year 3 as he has recovered more than enough. The bank will drag you to court and hound you till kingdom come. With the former it is a clear and well understood operation, the later is full of hidden traps that simple and illiterate people fall for.
Wonder where the solution lies
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by Anuradha Bakshi | Oct 5, 2006 | utpal
I have been busy making memories for Utpal. You may wonder why. When I look back at the past six years, the one success story that I would like remembered is that of this little braveheart.
I sometimes wonder what could have happened if pwhy had not been around for this child. The worst case scenario: he would have died. At best he would have survived with deep scars on both body and mind. His drunk parents may or may not have sent him to school as fees money often feeds bad habits. And maybe one day someone would have realised that his scarred body could be used to arouse pity and hence get few pennies.
Utpal who as I write these words is somewhere in my home playing, is now in a boarding school and in two tiny months he has been transformed. one year down the line he will speak English and a few years down the line may top his class and then who knows.
His mom is in her fifth month of recovery, his sister safe in a residential programme and maybe one day we will help them rebuild a real home. the father or what goes by that name still drinks and lurks hoping to get some money from us.
Utpal’s story is what in my mind is a miracle and would make the worst cynic believe in something larger than life.
there are many disturbing questions that will come in his little mind as he grows and I have been busy making memories for him as I may not be there to fill in the blanks and tell him the truth. And as I set down putting those memories together I found myself setting out on a new journey, one where I traveled inwards trying to make sense of life itself by seeking life’s bare bones and trying to extract in Rabelaisian words “its substantific marrow”. And in doing so I stumbled on a world replete with simple things that transcend space and time making you fall in love one last time with life itself. I called it the wisdom of twilight years.
This little book is called “dear Popples.. with love Maam’ji” will stand in for all the memories that Utpal may need when he is a big man.
My dream is to see it published, otherwise it will be placed next to my Will, quietly waiting for its rightful owner.
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by Anuradha Bakshi | Oct 3, 2006 | utpal
When I was a little girl and something I could not comprehend or did not like happened, my father would always talk of the larger picture, the one only God could see and tell me that we only saw a tiny part of it and therefore could not understand its relevance. I must confess that at that time And it took care of the pain, I guess it had a lot to do with the way he said it!
Later I must confess it is a trick I often used to deal with many problems I encountered. But there were times when things were so bad that the big picture explanation was not sufficient. One of the tings I have always found very hard to accept is the incomprehensible pain that one sees inflicted on children, and least of all their untimely death.
Today we had the visit of two lovely people Jean Bernard and Marie who set up a trust in the memory of Leila Fodil a little 3 year old who came to them with advanced blood cancer and who lived in their home till the illness took her two years down the line.
As we were walking back from one project site it struck me that children like Leila or our very own Utpal come to earth as part of the larger picture, to fulfill some wondrous plan that Mister God had. Leila’s brief and agonising little tryst with life and Utpal’s traumatic survival have been the cause for so much good, so many people who should have never met have actually bonded to reach out to many little souls in need of help.Call them angels or old souls, they are blessed as they come for a purpose that we cannot at first see but that slowly unfolds itself and leaves even the most cynical believing in something greater…
Looking back at the seven years project why has been in existence, I can say with some conviction and pride that it is a place where angel do not fear to tread.
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by Anuradha Bakshi | Oct 1, 2006 | Uncategorized
The Okhla saga ended well.. the young lads who had broken the wall repaired it after hearing our healing touch pitch.. In the ultimate analysis everyone can be saved, or at least one can try and plant a seed and hope that some day it will germinate..
The two kids in the picture -Raju and Rakhi – are busy emulating their Bollywood heroes to impress their little audience. it is a very serious affair. But both these kinds have all the chances to grow into what we call bad elements: Raju does not have a dad and his mom just manages to keep things going, and Rakhi’s dad has already been to prison and lives on the edge..
So the wall breaking incident could very well be repeated in the future where one would be the lady love and the other the forlorn and rejected admirer..
I have been disturbed recently by the course we have taken at pwhy and have been feeling that our set of horses are tired and need to be changed. The many perturbing occurrences in the recent past that seem to aggravate schisms in our society need to be looked at seriously. Our experience in okhla has shown us that many dangers lurk around a growing urban child. Just teaching them the normal 3 Rs will not get them anywhere. We have to combat the divisive forces at the grassroots. Children have to be made conscious of their role in civic society, of their democratic rights, of the tools they have to combat problems (RTI) and of the dangers of alcohol and drugs.
My encounter with the gang boss was perturbing. In a flash we recognised ourselves as enemies and as he carried on telling me how bad the young lads were I insisted on saying that every child could be saved. Today everyone is talking of Gandhigiri versus Dadagiri being un uneven battle as the later has no principles, no scruples and no values.
Two roads are left to walk: the former is the one that was depicted in the reaction of one of our upmarket volunteers as she heard of the incidents and said: You must find a safer place; the later is that of digging your heels and try and beat the system by using it to your advantage.
Okhla has two small time Dons, one is the one that cross swords me, the other is a young spirited woman who has now become a friend, and who will ultimately help me in my battle.
To the man’s: they can do anything (read kill) I retorted that we all had to go (reread die) one day!
Strange that I made my will just this week..
I am ready for battle. It is for the children and therefore for the future
by Anuradha Bakshi | Sep 29, 2006 | Uncategorized
On my mission to find out why the brand new wall of our school had been broken, I could not have imagined in my wildest dream that the main culprit was Cupid!
Apparently one of the young gang leaders of the are – and there quite a few – was romantically inclined towards one of our students. When she told him that he was not up to the mark, her yardstick being pwhy teachers, the young lad say red. At night he tried to break the wall of the school alone, but when he could not, he gathered 5 pals and they set out to the task of destroying the quite solid brick wall. I presume they were aided by Bacchus too!
On the flip side, the young man in question, was responsible enough to own his action, and in doing so he gathered a few plus points from me.
But it does not stop here, when I went to find out what happened I found myself once again faced with the puzzle that is India. Another student of ours had been beaten by the same band of boys. As I tried to find someone to go and fetch the ‘culprit’, a fat man that oozed bad vibes came and stood in front of me stating loudly that the boy was a very bad element and that nothing could change him, he was scum of the earth. And as his diatribe grew longer and louder, I knew that there was more than met the eye. After handing him a few no child is hopeless and everyone is born the same way, I set out to find more.
I was not surprised to learn that he was the one who first got the boys into drinking and using and then made them do petty crimes. The student who had been beaten had refused to drink!
I am sure that the vile man is working for some politico who works for a bigger wish carefully nurturing the needed brute force to meet their agendas. As I left I was more and more determined to get the boys in my fold and have been trying to find ways, even if the first one that comes to my mind is that rather than break a wall to impress a lady, maybe studying would work better.
I forgot to mention that as I was leaving I witnessed the arrival of the local leaders all offering unsolicited help that of course my staff was politely refusing.
Sometimes everything looks so forlorn, why is it that I always see a ray of hope.
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